Modern Architecture of the Organization of Preferential Financing of Agribusiness

Abstract

The purpose of the article is to justify the organization of preferential financing of agribusiness in Russia. To achieve this goal, the tasks of analyzing state support measures for the agro-industrial complex, disclosing financing for agribusiness projects, analyzing the balance sheet structure of the commercial bank Rosselkhozbank JSC, which provides preferential loans for the development of sub-sectors of crop production, animal husbandry, processing of crop production and animal husbandry in accordance with the lists approved by orders of the Ministry of Agriculture of Russia of 09.07.2019  No. 388 and 389, were formulated and solved. The results of the study revealed the need for state support in the field of preferential financing of agribusiness. The results of the study revealed the need for state support in the field of preferential financing of agribusiness. The scientific novelty of the study is the formation of a modern organization of preferential financing of agribusiness, which influence the elements of the lending system using state support. The article presents the commercial bank JSC Rosselkhozbank, which is the leading bank for lending to farmers. The structure of profitable assets and analyst of Rosselkhozbank JSC was analyzed by the degree of security of loans issued, as well as their structure, marketplace, and also presented: the size of a preferential short-term loan provided to the borrower on the territory of each constituent entity of the Russian Federation. The author in the article presented a model of the credit system for agricultural enterprises, where he emphasized the interconnection of all elements.